SBA LOAN PROGRAMS
The Small Business Administration (SBA) offers a variety of financing options for small businesses. Long-term loans with minimum down payment for the purchase of owner occupied real estate, machinery and equipment, business acquisitions or working capital are examples of available financing options. Alliance Bank of Arizona business lenders understand the challenges faced by Small Business owners and we are dedicated to providing innovative and flexible solutions. Your Relationship Manager will discuss the financing option that is right for your business needs. From conventional loans, equipment financing to SBA loans, we have financing options for virtually every business.
Subject to Bank and SBA approval.
SBA Loan Programs
Alliance Bank of Arizona is an SBA Preferred Lender and participates in the following SBA loan programs1
SBA 504 Program
The SBA 504 program is designed to provide long-term financing for the capitalization needs of businesses, including commercial real estate purchase, construction, leasehold improvements and equipment purchases. The program offers a low down payment, fixed rates and longer terms, up to 10 years for equipment purchase and 20 years for commercial real estate. Click here for more information on SBA 504 Loans.
SBA Express Program
The SBA Express program gives small business borrowers an accelerated turnaround time for SBA's review. You will receive a response to your application within 36 hours. In addition, lower interest rates are often available to you when you apply through an Express program. Click here for more information on SBA Express Loans.
SBA 7(a) Guaranteed Loan Program
SBA 7(a) program includes financial help for businesses with special requirements. For example, funds are available for real estate purchases, working capital, refinancing debt, businesses that operate in rural areas, and for other very specific purposes. Click here for more information on SBA 7(a) Guaranteed Loans.
1SBA loans are an extension of credit which requires approval from Alliance Bank of Arizona and the Small Business Administration.